Meet your AI CFO. Capital included.
The finance agent for consumer brands — clarity from your live data, capital in 24 hours, new retail doors.
Ask it anything
Real answers from your real numbers.
The agent connects to your bank, accounting, and storefront, so every answer comes from live data — and when there’s a funding gap, Spring closes it.
Yes – here’s the full picture.
Based on your current cash position and receivables, you can fund $72k internally. Spring can finance the remaining $108k today. Funds hit your account in 24 hours.
One agent.
Everything you need.
Your real-time AI CFO
Spring connects to your live business data and answers instantly — cash runway, margin by SKU, what you can afford to take on next.
SpringNo spreadsheets, no guesswork.
Working capital, on demand
Invoice factoring. 80–99% of each Walmart, Costco, or Target invoice, advanced the day you bill.
Walmart
Costco
TargetPO financing. Your supplier paid upfront — repay once your customer pays.
Apply in minutes. Capital in 24 hours. Non-dilutive.
New retail doors, opened
Spring finds buyers at retailers like Kroger and distributors like KeHE actively sourcing products in your category, then makes the introduction for you.
Kroger
KeHEWarm intros, not cold lists.
See it in action.
Connected in minutes.
Funded in hours.
- 1
Connect your accounts
Link your bank, accounting, and storefront — the agent walks you through it and is reading your numbers in minutes.
Minutes to connect
- 2
Ask anything
Runway, margin by SKU, what you can afford to take on — every answer comes from live data, not last month's export.
Answers in seconds
- 3
Fund and grow
Factor invoices or finance POs with capital in 24 hours, while the agent lines up your next retail doors — think Whole Foods or Sprouts.
Capital in 24 hours
Trusted by fast-growing CPG brands.
From funding inventory to scaling retail relationships, Spring helps brands move faster with capital and real-time AI support.
$100M+
Funded to brands
150+
Customers
24hr
Capital deployment
34+
Brands introduced to new retailers
Backed by HOF CapitalPowered by GB Bank
FAQs
Straight answers on financing, the agent, and your data.
Data from any accounts you connect — bank accounts (via Plaid), QuickBooks, Shopify, and your synced email. Plus documents you upload and your Spring financing history. All data is encrypted and only used in the context of your account.
We verify the invoice with your retailer or distributor, advance 80–99% of the invoice amount within 24 hours, and reconcile the balance once your customer pays.
As you build payment history with Spring, your advance rate improves and your fees drop. The agent shows you exactly which tier you're on and what unlocks the next.
Yes — with your approval. The agent drafts outreach to retail buyers, investors, or your own team and shows you the draft before sending. You can review, edit, or skip any message.
The platform subscription covers intelligence, cash forecasting, retail outreach, and the agent itself. Invoice and PO financing is priced per advance and shown to you before you accept.
You're billed immediately and get full platform access. The agent walks you through connecting your bank, accounting, and commerce accounts so it can start producing intelligence in minutes.
Yes — monthly plans can be cancelled directly from your billing settings, no calls required. Annual plans run for the full 12 months.
Email support@spring.ai or call (973) 318-1716. Our team typically responds within an hour during business hours.
Hire your AI CFO.
Capital in as little as 24 hours. New retail partners.
Real-time answers from one AI agent.